A K & J Group shopping account is a simple interest free facility where a customer commits to an affordable regular payment and in return is granted a credit limit which can be used to purchase a wide range of household goods.

K & J Group are responsible credit grantors and a first transaction would usually be modest. Over a period and as the relationship develops a credit limit can be increased based on the individual and subject to a basic affordability test along with the households disposable income.

It couldnt be simpler; You simply give us your contact details and postcode and leave the rest to us. K&J Group will then contact you to discuss the simple process of a simple affordability check prior to opening a shopping account and making your first purchase should you wish.